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Find A Letter Dated March 30, 2010, In Direct Contradiction To The Phone Call, Stating “You Qualify For A Permanent Modification Of Your Home Loan Under . ( Bac Home Loans #1)

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Photo 1 of 4Find A Letter Dated March 30, 2010, In Direct Contradiction To The  Phone Call, Stating “You Qualify For A Permanent Modification Of Your Home  Loan Under . ( Bac Home Loans  #1)

Find A Letter Dated March 30, 2010, In Direct Contradiction To The Phone Call, Stating “You Qualify For A Permanent Modification Of Your Home Loan Under . ( Bac Home Loans #1)

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Letter

let•ter1  (letər),USA pronunciation n. 
  1. a written or printed communication addressed to a person or organization and usually transmitted by mail.
  2. a symbol or character that is conventionally used in writing and printing to represent a speech sound and that is part of an alphabet.
  3. a piece of printing type bearing such a symbol or character.
  4. a particular style of type.
  5. such types collectively.
  6. Often,  letters. a formal document granting a right or privilege.
  7. actual terms or wording;
    literal meaning, as distinct from implied meaning or intent (opposed to spirit): the letter of the law.
  8. letters, (used with a sing. or pl. v.)
    • literature in general.
    • the profession of literature.
    • learning;
      knowledge, esp. of literature.
  9. an emblem consisting of the initial or monogram of a school, awarded to a student for extracurricular activity, esp. in athletics.
  10. to the letter, to the last particular;
    precisely: His orders were carried out to the letter.

v.t. 
  1. to mark or write with letters;
    inscribe.

v.i. 
  1. to earn a letter in an interscholastic or intercollegiate activity, esp. a sport: He lettered in track at Harvard.
letter•er, n. 
letter•less, adj. 

In

in (in),USA pronunciation prep., adv., adj., n., v.,  inned, in•ning. 
prep. 
  1. (used to indicate inclusion within space, a place, or limits): walking in the park.
  2. (used to indicate inclusion within something abstract or immaterial): in politics; in the autumn.
  3. (used to indicate inclusion within or occurrence during a period or limit of time): in ancient times; a task done in ten minutes.
  4. (used to indicate limitation or qualification, as of situation, condition, relation, manner, action, etc.): to speak in a whisper; to be similar in appearance.
  5. (used to indicate means): sketched in ink; spoken in French.
  6. (used to indicate motion or direction from outside to a point within) into: Let's go in the house.
  7. (used to indicate transition from one state to another): to break in half.
  8. (used to indicate object or purpose): speaking in honor of the event.
  9. in that, because;
    inasmuch as: In that you won't have time for supper, let me give you something now.

adv. 
  1. in or into some place, position, state, relation, etc.: Please come in.
  2. on the inside;
    within.
  3. in one's house or office.
  4. in office or power.
  5. in possession or occupancy.
  6. having the turn to play, as in a game.
  7. [Baseball.](of an infielder or outfielder) in a position closer to home plate than usual;
    short: The third baseman played in, expecting a bunt.
  8. on good terms;
    in favor: He's in with his boss, but he doubts it will last.
  9. in vogue;
    in style: He says straw hats will be in this year.
  10. in season: Watermelons will soon be in.
  11. be in for, to be bound to undergo something, esp. a disagreeable experience: We are in for a long speech.
  12. in for it, [Slang.]about to suffer chastisement or unpleasant consequences, esp. of one's own actions or omissions: I forgot our anniversary again, and I'll be in for it now.Also,[Brit.,] for it. 
  13. in with, on friendly terms with;
    familiar or associating with: They are in with all the important people.

adj. 
  1. located or situated within;
    inner;
    internal: the in part of a mechanism.
  2. [Informal.]
    • in favor with advanced or sophisticated people;
      fashionable;
      stylish: the in place to dine; Her new novel is the in book to read this summer.
    • comprehensible only to a special or ultrasophisticated group: an in joke.
  3. well-liked;
    included in a favored group.
  4. inward;
    incoming;
    inbound: an in train.
  5. plentiful;
    available.
  6. being in power, authority, control, etc.: a member of the in party.
  7. playing the last nine holes of an eighteen-hole golf course (opposed to out): His in score on the second round was 34.

n. 
  1. Usually,  ins. persons in office or political power (distinguished from outs).
  2. a member of the political party in power: The election made him an in.
  3. pull or influence;
    a social advantage or connection: He's got an in with the senator.
  4. (in tennis, squash, handball, etc.) a return or service that lands within the in-bounds limits of a court or section of a court (opposed to out).

v.t. Brit. [Dial.]
  1. to enclose.

Direct

di•rect (di rekt, dī-),USA pronunciation v.t. 
  1. to manage or guide by advice, helpful information, instruction, etc.: He directed the company through a difficult time.
  2. to regulate the course of;
    control: History is directed by a small number of great men and women.
  3. to administer;
    manage;
    supervise: She directs the affairs of the estate.
  4. to give authoritative instructions to;
    command;
    order or ordain: I directed him to leave the room.
  5. to serve as a director in the production or performance of (a musical work, play, motion picture, etc.).
  6. to guide, tell, or show (a person) the way to a place: I directed him to the post office.
  7. to point, aim, or send toward a place or object: to direct radio waves around the globe.
  8. to channel or focus toward a given result, object, or end (often fol. by to or toward): She directed all her energies toward the accomplishment of the work.
  9. to address (words, a speech, a written report, etc.) to a person or persons: The secretary directed his remarks to two of the committee members.
  10. to address (a letter, package, etc.) to an intended recipient.

v.i. 
  1. to act as a guide.
  2. to give commands or orders.
  3. to serve as the director of a play, film, orchestra, etc.

adj. 
  1. proceeding in a straight line or by the shortest course;
    straight;
    undeviating;
    not oblique: a direct route.
  2. proceeding in an unbroken line of descent;
    lineal rather than collateral: a direct descendant.
    • (of a proportion) containing terms of which an increase (or decrease) in one results in an increase (or decrease) in another: a term is said to be in direct proportion to another term if one increases (or decreases) as the other increases (or decreases).
    • (of a function) the function itself, in contrast to its inverse. Cf. inverse (def. 2).
  3. without intervening persons, influences, factors, etc.;
    immediate;
    personal: direct contact with the voters; direct exposure to a disease.
  4. straightforward;
    frank;
    candid: the direct remarks of a forthright individual.
  5. absolute;
    exact: the direct opposite.
  6. consisting exactly of the words originally used;
    verbatim: direct quotation.
  7. of or by action of voters, which takes effect without any intervening agency such as representatives.
  8. inevitable;
    consequential: War will be a direct result of such political action.
  9. allocated for or arising from a particular known agency, process, job, etc.: The new machine was listed by the accountant as a direct cost.
  10. of or pertaining to direct current.
    • moving in an orbit in the same direction as the earth in its revolution around the sun.
    • appearing to move on the celestial sphere in the direction of the natural order of the signs of the zodiac, from west to east. Cf. retrograde (def. 4).
  11. (of a telescope) in its normal position;
    not inverted or transited.
  12. (of dye colors) working without the use of a mordant;
    substantive.

adv. 
  1. in a direct manner;
    directly;
    straight: Answer me direct.
di•recta•ble, adj. 
di•rectness, n. 

To

to (to̅o̅; unstressed tŏŏ, tə),USA pronunciation prep. 
  1. (used for expressing motion or direction toward a point, person, place, or thing approached and reached, as opposed to from): They came to the house.
  2. (used for expressing direction or motion or direction toward something) in the direction of;
    toward: from north to south.
  3. (used for expressing limit of movement or extension): He grew to six feet.
  4. (used for expressing contact or contiguity) on;
    against;
    beside;
    upon: a right uppercut to the jaw; Apply varnish to the surface.
  5. (used for expressing a point of limit in time) before;
    until: to this day; It is ten minutes to six. We work from nine to five.
  6. (used for expressing aim, purpose, or intention): going to the rescue.
  7. (used for expressing destination or appointed end): sentenced to jail.
  8. (used for expressing agency, result, or consequence): to my dismay; The flowers opened to the sun.
  9. (used for expressing a resulting state or condition): He tore it to pieces.
  10. (used for expressing the object of inclination or desire): They drank to her health.
  11. (used for expressing the object of a right or claim): claimants to an estate.
  12. (used for expressing limit in degree, condition, or amount): wet to the skin; goods amounting to $1000; Tomorrow's high will be 75 to 80°.
  13. (used for expressing addition or accompaniment) with: He added insult to injury. They danced to the music. Where is the top to this box?
  14. (used for expressing attachment or adherence): She held to her opinion.
  15. (used for expressing comparison or opposition): inferior to last year's crop; The score is eight to seven.
  16. (used for expressing agreement or accordance) according to;
    by: a position to one's liking; to the best of my knowledge.
  17. (used for expressing reference, reaction, or relation): What will he say to this?
  18. (used for expressing a relative position): parallel to the roof.
  19. (used for expressing a proportion of number or quantity) in;
    making up: 12 to the dozen; 20 miles to the gallon.
  20. (used for indicating the indirect object of a verb, for connecting a verb with its complement, or for indicating or limiting the application of an adjective, noun, or pronoun): Give it to me. I refer to your work.
  21. (used as the ordinary sign or accompaniment of the infinitive, as in expressing motion, direction, or purpose, in ordinary uses with a substantive object.)
  22. raised to the power indicated: Three to the fourth is 81( 34 = 81).

adv. 
  1. toward a point, person, place, or thing, implied or understood.
  2. toward a contact point or closed position: Pull the door to.
  3. toward a matter, action, or work: We turned to with a will.
  4. into a state of consciousness;
    out of unconsciousness: after he came to.
  5. to and fro. See  fro (def. 2).

The

the1  (stressed ᵺē; unstressed before a consonant ᵺə;
unstressed before a vowel ᵺē),USA pronunciation
 definite article. 
  1. (used, esp. before a noun, with a specifying or particularizing effect, as opposed to the indefinite or generalizing force of the indefinite article a or an): the book you gave me; Come into the house.
  2. (used to mark a proper noun, natural phenomenon, ship, building, time, point of the compass, branch of endeavor, or field of study as something well-known or unique):the sun;
    the Alps;
    theQueen Elizabeth;
    the past; the West.
  3. (used with or as part of a title): the Duke of Wellington; the Reverend John Smith.
  4. (used to mark a noun as indicating the best-known, most approved, most important, most satisfying, etc.): the skiing center of the U.S.; If you're going to work hard, now is the time.
  5. (used to mark a noun as being used generically): The dog is a quadruped.
  6. (used in place of a possessive pronoun, to note a part of the body or a personal belonging): He won't be able to play football until the leg mends.
  7. (used before adjectives that are used substantively, to note an individual, a class or number of individuals, or an abstract idea): to visit the sick; from the sublime to the ridiculous.
  8. (used before a modifying adjective to specify or limit its modifying effect): He took the wrong road and drove miles out of his way.
  9. (used to indicate one particular decade of a lifetime or of a century): the sixties; the gay nineties.
  10. (one of many of a class or type, as of a manufactured item, as opposed to an individual one): Did you listen to the radio last night?
  11. enough: He saved until he had the money for a new car. She didn't have the courage to leave.
  12. (used distributively, to note any one separately) for, to, or in each;
    a or an: at one dollar the pound.

Phone

phone1  (fōn),USA pronunciation n., v.t., v.i.,  phoned, phon•ing. 
  1. telephone.

For

for (fôr; unstressed fər),USA pronunciation prep. 
  1. with the object or purpose of: to run for exercise.
  2. intended to belong to, or be used in connection with: equipment for the army; a closet for dishes.
  3. suiting the purposes or needs of: medicine for the aged.
  4. in order to obtain, gain, or acquire: a suit for alimony; to work for wages.
  5. (used to express a wish, as of something to be experienced or obtained): O, for a cold drink!
  6. sensitive or responsive to: an eye for beauty.
  7. desirous of: a longing for something; a taste for fancy clothes.
  8. in consideration or payment of;
    in return for: three for a dollar; to be thanked for one's efforts.
  9. appropriate or adapted to: a subject for speculation; clothes for winter.
  10. with regard or respect to: pressed for time; too warm for April.
  11. during the continuance of: for a long time.
  12. in favor of;
    on the side of: to be for honest government.
  13. in place of;
    instead of: a substitute for butter.
  14. in the interest of;
    on behalf of: to act for a client.
  15. in exchange for;
    as an offset to: blow for blow; money for goods.
  16. in punishment of: payment for the crime.
  17. in honor of: to give a dinner for a person.
  18. with the purpose of reaching: to start for London.
  19. contributive to: for the advantage of everybody.
  20. in order to save: to flee for one's life.
  21. in order to become: to train recruits for soldiers.
  22. in assignment or attribution to: an appointment for the afternoon; That's for you to decide.
  23. such as to allow of or to require: too many for separate mention.
  24. such as results in: his reason for going.
  25. as affecting the interests or circumstances of: bad for one's health.
  26. in proportion or with reference to: He is tall for his age.
  27. in the character of;
    as being: to know a thing for a fact.
  28. by reason of;
    because of: to shout for joy; a city famed for its beauty.
  29. in spite of: He's a decent guy for all that.
  30. to the extent or amount of: to walk for a mile.
  31. (used to introduce a subject in an infinitive phrase): It's time for me to go.
  32. (used to indicate the number of successes out of a specified number of attempts): The batter was 2 for 4 in the game.
  33. for it, See  in (def. 21).

conj. 
  1. seeing that;
    since.
  2. because.

Of

of1  (uv, ov; unstressed əv or, esp. before consonants, ə),USA pronunciation prep. 
  1. (used to indicate distance or direction from, separation, deprivation, etc.): within a mile of the church; south of Omaha; to be robbed of one's money.
  2. (used to indicate derivation, origin, or source): a man of good family; the plays of Shakespeare; a piece of cake.
  3. (used to indicate cause, motive, occasion, or reason): to die of hunger.
  4. (used to indicate material, component parts, substance, or contents): a dress of silk; a book of poems; a package of cheese.
  5. (used to indicate apposition or identity): Is that idiot of a salesman calling again?
  6. (used to indicate specific identity or a particular item within a category): the city of Chicago; thoughts of love.
  7. (used to indicate possession, connection, or association): the king of France; the property of the church.
  8. (used to indicate inclusion in a number, class, or whole): one of us.
  9. (used to indicate the objective relation, the object of the action noted by the preceding noun or the application of a verb or adjective): the ringing of bells; He writes her of home; I'm tired of working.
  10. (used to indicate reference or respect): There is talk of peace.
  11. (used to indicate qualities or attributes): an ambassador of remarkable tact.
  12. (used to indicate a specified time): They arrived of an evening.
  13. [Chiefly Northern U.S.]before the hour of;
    until: twenty minutes of five.
  14. on the part of: It was very mean of you to laugh at me.
  15. in respect to: fleet of foot.
  16. set aside for or devoted to: a minute of prayer.
  17. [Archaic.]by: consumed of worms.

Your

your (yŏŏr, yôr, yōr; unstressed yər),USA pronunciation pron. 
  1. (a form of the possessive case of  you used as an attributive adjective): Your jacket is in that closet. I like your idea.Cf.  yours. 
  2. one's (used to indicate that one belonging to oneself or to any person): The consulate is your best source of information. As you go down the hill, the library is on your left.
  3. (used informally to indicate all members of a group, occupation, etc., or things of a particular type): Take your factory worker, for instance. Your power brakes don't need that much servicing.

Home

home (hōm),USA pronunciation n., adj., adv., v.,  homed, hom•ing. 
n. 
  1. a house, apartment, or other shelter that is the usual residence of a person, family, or household.
  2. the place in which one's domestic affections are centered.
  3. an institution for the homeless, sick, etc.: a nursing home.
  4. the dwelling place or retreat of an animal.
  5. the place or region where something is native or most common.
  6. any place of residence or refuge: a heavenly home.
  7. a person's native place or own country.
  8. (in games) the destination or goal.
  9. a principal base of operations or activities: The new stadium will be the home of the local football team.
  10. [Baseball.]See  home plate. 
  11. [Lacrosse.]one of three attack positions nearest the opposing goal.
  12. at home: 
    • in one's own house or place of residence.
    • in one's own town or country.
    • prepared or willing to receive social visits: Tell him I'm not at home. We are always at home to her.
    • in a situation familiar to one;
      at ease: She has a way of making everyone feel at home.
    • well-informed;
      proficient: to be at home in the classics.
    • played in one's hometown or on one's own grounds: The Yankees played two games at home and one away.

adj. 
  1. of, pertaining to, or connected with one's home or country;
    domestic: home products.
  2. principal or main: the corporation's home office.
  3. reaching the mark aimed at: a home thrust.
  4. played in a ball park, arena, or the like, that is or is assumed to be the center of operations of a team: The pitcher didn't lose a single home game all season.Cf. away (def. 14).

adv. 
  1. to, toward, or at home: to go home.
  2. deep;
    to the heart: The truth of the accusation struck home.
  3. to the mark or point aimed at: He drove the point home.
    • into the position desired;
      perfectly or to the greatest possible extent: sails sheeted home.
    • in the proper, stowed position: The anchor is home.
    • toward its vessel: to bring the anchor home.
  4. bring home to, to make evident to;
    clarify or emphasize for: The irrevocability of her decision was brought home to her.
  5. home and dry, having safely achieved one's goal.
  6. home free: 
    • assured of finishing, accomplishing, succeeding, etc.: If we can finish more than half the work today, we'll be home free.
    • certain to be successfully finished, accomplished, secured, etc.: With most of the voters supporting it, the new law is home free.
  7. write home about, to comment especially on;
    remark on: The town was nothing to write home about. His cooking is really something to write home about.

v.i. 
  1. to go or return home.
  2. (of guided missiles, aircraft, etc.) to proceed, esp. under control of an automatic aiming mechanism, toward a specified target, as a plane, missile, or location (often fol. by in on): The missile homed in on the target.
  3. to navigate toward a point by means of coordinates other than those given by altitudes.
  4. to have a home where specified;
    reside.

v.t. 
  1. to bring or send home.
  2. to provide with a home.
  3. to direct, esp. under control of an automatic aiming device, toward an airport, target, etc.

Loan

loan1  (lōn),USA pronunciation n. 
  1. the act of lending;
    a grant of the temporary use of something: the loan of a book.
  2. something lent or furnished on condition of being returned, esp. a sum of money lent at interest: a $1000 loan at 10 percent interest.
  3. loanword.
  4. on loan: 
    • borrowed for temporary use: How many books can I have on loan from the library at one time?
    • temporarily provided or released by one's regular employer, superior, or owner for use by another: Our best actor is on loan to another movie studio for two films.

v.t. 
  1. to make a loan of;
    lend: Will you loan me your umbrella?
  2. to lend (money) at interest.

v.i. 
  1. to make a loan or loans;
    lend.

Under

un•der (undər),USA pronunciation prep. 
  1. beneath and covered by: under a table; under a tree.
  2. below the surface of: under water; under the skin.
  3. at a point or position lower or further down than: He was hit just under his eye.
  4. in the position or state of bearing, supporting, sustaining, enduring, etc.: to sink under a heavy load.
  5. beneath the heading or within the category of: Classify the books under "Fiction'' and "General.''
  6. as designated, indicated, or represented by: to register under a new name.
  7. below in degree, amount, etc.;
    less than: purchased under cost.
  8. below in rank;
    of less dignity, importance, or the like: A corporal is under a sergeant.
  9. subject to the authority, direction, or supervision of: a bureau functioning under the prime minister.
  10. subject to the instruction or advice of: to study the violin under Heifetz.
  11. subject to the influence, condition, force, etc., of: under these circumstances; born under the sign of Taurus.
  12. protected, controlled, or watched by: under guard.
  13. authorized, warranted, or attested by: under one's hand or seal.
  14. in accordance with: under the provisions of the law.
  15. during the rule, administration, or government of: new laws passed under President Reagan.
  16. in the state or process of: under repair; a matter under consideration.
  17. powered by the means indicated: under sail; under steam.
  18. under wraps. See  wrap (def. 16).

adv. 
  1. below or beneath something: Go over the fence, not under.
  2. beneath the surface.
  3. in a lower place.
  4. in a lower degree, amount, etc.: selling blouses for $25 and under.
  5. in a subordinate position or condition.
  6. in or into subjection or submission.
  7. go under: 
    • to give in;
      succumb;
      yield: She tried desperately to fight off her drowsiness, but felt herself going under.
    • to fail in business: After 20 years on the same corner they finally went under.

adj. 
  1. beneath or on the underside: the under threads of the embroidery.
  2. lower in position.
  3. lower in degree, amount, etc.
  4. lower in rank or condition.
  5. subject to the control, effect, etc., as of a person, drug, or force: The hypnotist had her subject under at once. The patient was under as soon as he breathed the anesthetic.

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